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Historical May 1992 article. Dates, prices, services and contacts describe the source period; current availability has not been established.
Low-income individuals on Medicare may be able to receive help paying their medical expenses from Missouri’s Division of Family Services. People eligible for this assistance, called Qualified Medicare Beneficiaries or QMB’s, have income below federal poverty levels.
Some Medicare beneficiaries qualify for QMB even if they do not qualify for regular Medical Assistance/Medicaid from the state. Missouri now covers individuals with income below $552 per month and couples with income below $740.
There are also limits on assets: More than $4,000 for an individual or $6,000 for a couple In bank accounts, stocks, bonds and other liquid assets will disqualify someone from the QMB program.
A benefit of QMB allows people to enroll in Medicare without paying premiums. QMB will pay the premium.
The QMB program also pays for many Medicare deductibles and coinsurance payments (the patient’s share of medical expenses that Medicare does not pay). Hospital in-patients usually pay a $628 deductible per admission before Medicare coverage begins. Patients are also responsible for a $100 yearly deductible and 20% of the remaining approved charges on out-patient charges. QMB assists with these expenses. Find out more about QMB even if you have been denied in the past.
The rules have changed and more people are now eligible.
If you have Medicare and think you might qualify as a QMB, call your local Family Services office at 340-5063. Note: Deschamps is president of Elder Assist (geriatric care management counseling) and will pass along pertinent information to us periodically. .
Originally published in The Times of Skinker-DeBaliviere, May 1992.
Read this article in the original newspaper issue.
Original source: SD_Times1992_05.pdf, printed page(s) 8; PDF page(s) 8.
