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Historical December 1984 report or notice. Original dates, prices and contacts describe the source period; current availability has not been established.
Q.
I have just received my invoice for my auto insurance. I am confused about what each section covers. Could you give me some idea in simple terms? A. Policies differ from company to company.
However, here is a general description by section. You should refer to your policy for more detail. Bodily Injury and Property Damage. Pays for bodily injuries to other people or damage to their property, caused by your car, if you are liable. Pays whether your car is driven by you, a qualified family member, or another driver using your car with your permission. Pays if you or qualified family members are driving a non-owned car. Pays up to the limit you select. Uninsured Motorist. Pays for bodily in- ‘uries to you and qualified family members, caused by an uninsured motorist or a hit-run driver, if that driver is liable, up to the limit you select. Underinsured Motorist. Pays for bodily injuries to you and qualified family members caused by a motorist whose insurance is not adequate to pay for the injuries, if that driver is liable. Pays up to the limit you select. Medical. Pays for medical or funeral expenses caused by an auto accident, regardless of who’s at fault, for qualified family members or other people in your car. Pays for such expenses for qualified family members if you’re in a non-owned car, or hit by a car while you’re a pedestrian. Pays up to the limit you select. Death and Dismemberment. Pays for death. dismemberment. or loss of sight caused by an auto accident, regardless of who’s at fault, for you and qualified family members. Pays according to the limit you select. Comprehensive. Pays for damage to your car except when it is caused by collision or upset. Includes damage from such causes as fire, vandalism, windstorm, sandstorm, falling objects, animals, water or flood. Also includes theft. Pays for transportation costs, and for clothing and luggage, if your car is stolen. Pays up to the actual cash value of your vehicle, less the deductible you select. Collision. Pays for damage to your car caused by collision with any object or by upset. Includes limited payment for damage to your clothing or luggage. Pays up to the actual cash value of your vehicle, less the deductible you select. Towing and Road Service. Pays for reasonable towing charges if your car breaks down.
Originally published in The Times of Skinker-DeBaliviere, December 1984.
Read this article in the original newspaper issue.
Original source: SD_Times1984_12.pdf, printed page(s) 8; PDF page(s) 8.
