Historical May 1983 report or notice. Original dates, prices and contacts describe the source period; current availability has not been established.
What is “Operation Impact” Code Enforcement? It’s the concentrated building code enforcement activity happening right now in target areas throughout the city, including all of the Skinker-DeBaliviere area within the city limits. Together with the activities of “Operation Brightside,” this program will make a significant impact on the appearance of these neighborhoods. What is the Code Enforcement Revolving Loan Program?
A low-interest loan to help you make exterior repairs to your home to abate building code violations.
The terms of the loan are: —6 percent annual percentage rate interest — $25-$75 monthly payment — Maximum loan of $3,000, minimum of $500 — Up to 4 years to repay, depending on amount of loan You are eligible for a loan if: — You own and live in your home — Your home has no more than 4 units — You have a code violation letter from the city of St. Louis Building Division — You have a responsible credit history — You cannot obtain a bank loan at regular bank rates — You live in a code-enforcement target area — You meet the income guidelines How do I apply for a loan? Call Neighborhood Housing Services for information and to set up a time to come in.
They will make an appointment when it’s convenient for you, at one of two offices, and assist you in filling out the application straight through to closing the loan. What do I need to apply for the loan? — Proof of income (last year’s tax return, pay stub) — Proof of occupancy (utility and phone bills) — Code Violation letter (issued by Building Division) — Estimate of repair costs (materials list, contractor bid)
The Income Guidelines are:
Family size — Maximum annual income 1 — $14,500 2 — $16,550 3 — $18,650 4 — $20,700 5 — $22,000 6 — $23,300 7 — $24,600 8+ — $25,900
Neighborhood Housing Services of St. Louis, Inc. N.H.S. is a locally controlled not-for-profit corporation providing various services, such as rehab counseling, insurance counseling, and financial assistance in city neighborhoods.
In “Operation Impact” N.H.S. is working with the city of St. Louis and Eagle Bank to provide loans to eligible homeowners to make exterior repairs to abate building code violations. Eagle Bank and Trust Co. Eagle Bank (formerly North St. Louis Trust) is located at 4323 No. Grand Blvd. in the city of St. Louis. Eagle Bank will take care of closing your loan, and you will make payments to Eagle Bank for the term of the loan.
For more information call Jo Ann Vatcha, Neighborhood Housing Services, 776-2929.
Original photograph caption
Code enforcement in the Skinker-DeBaliviere area has meant that many neighbors are doing those overdue paint-up, fix-up jobs. While inspectors are willing to extend their deadlines within reason for completion of repairs, Operation Impact’s purpose is to get building exteriors up to code by the end of the year. (Photo by Jeremy Schoenfeld.) The Paper, May 1983, page 1.
Originally published in The Paper, May 1983.
Read this article in the original newspaper issue.
Original source: SD_Times1983_05.pdf, printed page(s) 1; PDF page(s) 1.
